Build Financial Confidence Through Real-World Learning
Our structured program walks you through the practical side of managing money—from daily budgets to long-term planning. We skip the jargon and focus on what actually works for people in Australia.
Four Phases That Build On Each Other
We've broken down financial learning into digestible chunks. Each phase gives you tools and confidence before moving forward. No rushing, no pressure—just steady progress.
Foundation Habits
Start with tracking where your money actually goes. We'll show you simple methods that don't require fancy apps—just honest observation. Most people find surprises here, and that's completely normal.
Budget Architecture
Create a spending plan that fits your life, not someone else's template. We cover variable income, irregular expenses, and those tricky categories that always seem to blow out. Real scenarios, real solutions.
Decision Frameworks
Learn how to evaluate financial choices—from everyday purchases to bigger commitments. We focus on your values and priorities, not arbitrary rules. You'll develop instincts that serve you long-term.
Future Planning
Map out goals without losing sight of today. We'll discuss savings strategies, investment basics, and how to balance present needs with future security. Nothing theoretical—all grounded in Australian realities.
How We Actually Teach This Stuff
Forget lectures and PowerPoint slides. Our sessions revolve around your questions and actual financial situations. We bring examples from people who've been through similar challenges.
You'll work through exercises that mirror real decisions—choosing between competing priorities, handling unexpected expenses, evaluating whether a purchase aligns with your goals. It's hands-on, sometimes uncomfortable, but always relevant.
- Interactive workshops starting September 2025 in Coffs Harbour
- Small groups—maximum 12 participants for genuine discussion
- Take-home tools you'll actually use after the program ends
- Follow-up sessions to troubleshoot real-world application
- Optional one-on-one check-ins when you hit roadblocks
Who's Guiding Your Learning
Our facilitators bring diverse backgrounds—not just finance theory. They've made mistakes, recovered from setbacks, and understand that textbook advice doesn't always translate cleanly to real life.
Jasper Koskinen
Spent years helping small business owners untangle their finances. Now teaches practical budgeting methods that survive contact with actual life chaos.
Briony Callahan
Worked in financial counselling before joining us. Excels at helping people figure out their actual priorities versus what they think they should prioritize.
Saoirse Dunleavy
Combines psychology background with financial knowledge. Focuses on behaviour change that sticks rather than temporary enthusiasm that fades.